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Life Insurance

VGLI Premium Rates

You can download the VGLI premium rate chart, which lists monthly, quarterly semannual and annual premium rates at all ages.

Current Monthly Premium Rates Effective July 1, 2008
(Ages 0 to 59)
Amount of Insurance Age 29 & Below Age 30-34 Age 35-39 Age 40-44 Age 45-49 Age 50-54 Age 55-59
$400k $32.00 $40.00 $52.00 $68.00 $88.00 $144.00 $268.00
$390k 31.20 39.00 50.70 66.30 85.80 140.40 261.30
$380k 30.40 38.00 49.40 64.60 83.60 136.80 254.60
$370k 29.60 37.00 48.10 62.90 81.40 133.20 247.90
$360k 28.80 36.00 46.80 61.20 79.20 129.60 241.20
$350k 28.00 35.00 45.50 59.50 77.00 126.00 234.50
$340k 27.20 34.00 44.20 57.80 74.80 122.40 227.80
$330k 26.40 33.00 42.90 56.10 72.60 118.80 221.10
$320k 25.60 32.00 41.60 54.40 70.40 115.20 214.40
$310k 24.80 31.00 40.30 52.70 68.20 111.60 207.70
$300k 24.00 30.00 39.00 51.00 66.00 108.00 201.00
$290k 23.20 29.00 37.70 49.30 63.80 104.40 194.30
$280k 22.40 28.00 36.40 47.60 61.60 100.80 187.60
$270k 21.60 27.00 35.10 45.90 59.40 97.20 180.90
$260k 20.80 26.00 33.80 44.20 57.20 93.60 174.20
$250k 20.00 25.00 32.50 42.50 55.00 90.00 167.50
$240k 19.20 24.00 31.20 40.80 52.80 86.40 160.80
$230k 18.40 23.00 29.90 39.10 50.60 82.80 154.10
$220k 17.60 22.00 28.60 37.40 48.40 79.20 147.40
$210k 16.80 21.00 27.30 35.70 46.20 75.60 140.70
$200k 16.00 20.00 26.00 34.00 44.00 72.00 134.00
$190k 15.20 19.00 24.70 32.30 41.80 68.40 127.30
$180k 14.40 18.00 23.40 30.60 39.60 64.80 120.60
$170k 13.60 17.00 22.10 28.90 37.40 61.20 113.90
$160k 12.80 16.00 20.80 27.20 35.20 57.60 107.20
$150k 12.00 15.00 19.50 25.50 33.00 54.00 100.50
$140k 11.20 14.00 18.20 23.80 30.80 50.40 93.80
$130k 10.40 13.00 16.90 22.10 28.60 46.80 87.10
$120k 9.60 12.00 15.60 20.40 26.40 43.20 80.40
$110k 8.80 11.00 14.30 18.70 24.20 39.60 73.70
$100k 8.00 10.00 13.00 17.00 22.00 36.00 67.00
$90k 7.20 9.00 11.70 15.30 19.80 32.40 60.30
$80k 6.40 8.00 10.40 13.60 17.60 28.80 53.60
$70k 5.60 7.00 9.10 11.90 15.40 25.20 46.90
$60k 4.80 6.00 7.80 10.20 13.20 21.60 40.20
$50k 4.00 5.00 6.50 8.50 11.00 18.00 33.50
$40k 3.20 4.00 5.20 6.80 8.80 14.40 26.80
$30k 2.40 3.00 3.90 5.10 6.60 10.80 20.10
$20k 1.60 2.00 2.60 3.40 4.40 7.20 13.40
$10k 0.80 1.00 1.30 1.70 2.20 3.60 6.70


Current Monthly Premium Rates Effective July 1, 2008
(Ages 60 and Over)
Amount of Insurance Age 60-64 Age 65-69 Age 70-74 Age 75 & Over
$400k $432.00 $600.00 $900.00 $1,800.00
$390k 421.20 585.00 877.50 1,755.00
$380k 410.40 570.00 855.00 1,710.00
$370k 399.60 555.00 832.50 1,665.00
$360k 388.80 540.00 810.00 1,620.00
$350k 378.00 525.00 787.50 1,575.00
$340k 367.20 510.00 765.00 1,530.00
$330k 356.40 495.00 742.50 1,485.00
$320k 345.60 480.00 720.00 1,440.00
$310k 334.80 465.00 697.50 1,395.00
$300k 324.00 450.00 675.00 1,350.00
$290k 313.20 435.00 652.50 1,305.00
$280k 302.40 420.00 630.00 1,260.00
$270k 291.60 405.00 607.50 1,215.00
$260k 280.80 390.00 585.00 1,170.00
$250k 270.00 375.00 562.50 1,125.00
$240k 259.20 360.00 540.00 1,080.00
$230k 248.40 345.00 517.50 1,035.00
$220k 237.60 330.00 495.00 990.00
$210k 226.80 315.00 472.50 945.00
$200k 216.00 300.00 450.00 900.00
$190k 205.20 285.00 427.50 855.00
$180k 194.40 270.00 405.00 810.00
$170k 183.60 255.00 382.50 765.00
$160k 172.80 240.00 360.00 720.00
$150k 162.00 225.00 337.50 675.00
$140k 151.20 210.00 315.00 630.00
$130k 140.40 195.00 292.50 585.00
$120k 129.60 180.00 270.00 540.00
$110k 118.80 165.00 247.50 495.00
$100k 108.00 150.00 225.00 450.00
$90k 97.20 135.00 202.50 405.00
$80k 86.40 120.00 180.00 360.00
$70k 75.60 105.00 157.50 315.00
$60k 64.80 90.00 135.00 270.00
$50k 54.00 75.00 112.50 225.00
$40k 43.20 60.00 90.00 180.00
$30k 32.40 45.00 67.50 135.00
$20k 21.60 30.00 45.00 90.00
$10k 10.80 15.00 22.50 45.00

Old VGLI Premium Rates

View the VGLI premium rates prior to 7/1/2008.