Allowable Cost and Fees
St Paul Regional Office
Regional Loan Center
The veteran can pay a maximum of:
- Reasonable and customary amounts for any or all of the Itemized Fees and Charges designated by VA, plus
- 1% flat charge by the lender, plus
- Reasonable discount points
Itemized Fees and Charges Include:
- Appraisal and Compliance Inspections
- Recording Fees
- Credit Report
- Prepaid Items
- Hazard Insurance
- Flood Zone Determination
- Survey
- Title Examination and Title Insurance
- Special Mailing Fees for Refinancing Loans
- VA Funding Fee
- Other Fees Authorized by VA
The veteran may pay any of the above listed itemized fees and charges, in amounts that are reasonable and customary.
Whenever the charge relates to services performed by a third party, the amount paid by the veteran must be limited to the actual charge of that third party.
Further information can be found in Chapter 8 of the Lender's Handbook
