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Convert Your Term Insurance To A Permanent Policy With a Pro
Life Insurance
Convert Your Term Insurance To A Permanent Policy With a Pro
You have the option to convert your term coverage to an individual permanent plan policy with a private insurer without having to provide proof of good health.
The younger you are when you convert to a permanent plan the better, as your premiums are based on your age when you enroll and are fixed for the life of the policy.
There are specific time limitations for when you are able to convert certain plans of insurance.
This may be the best option for you if:
- You have health conditions that may make it difficult for you to get coverage on your own from a private insurance company, and
- You want a permanent plan of insurance instead of a group term coverage.
- Or you wish to have a type of insurance that offers additional benefits such as loan or cash value.
Disclaimer: The purpose of this site is to provide education on life insurance and financial resources, not to recommend specific products.
I Want To....
- Learn How to File a Death Claim for Insurance
- Upload Documents (non-SGLI/VGLI)
- Update My Beneficiary (non-SGLI/VGLI)
- Learn More about VALife
- Check Eligibility and Apply for VALife
- View Veterans Affairs Life Insurance (VALife) FAQs
- Learn About Insurance for Service-Disabled Veterans
- Apply for VGLI/Convert SGLI to VGLI
- Pre-Check Eligibility for TSGLI Benefit Claim
- Download Insurance Forms
- Search for Unclaimed Insurance Funds
U.S. Department of Veterans Affairs | 810 Vermont Avenue, NW Washington DC 20420
Last updated June 21, 2025