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Life Insurance

CHAPTER 4. Restoration and Request for Coverage



a. Maximum coverage, previously declined or reduced, is automatically restored without evidence of good health when a member re-enters on duty (in the same or another uniformed service).

b. The member's insurance coverage and beneficiary designation are automatically restored as of the date the member is restored to duty with pay, if coverage was terminated because of:

(1) Absence without leave;
(2) Confinement by civil authorities under a sentence adjudged by a civilian court; or
(3) Confinement by military authorities under a court-martial sentence involving total forfeiture of pay and allowances.


a. If a member elects to cancel or reduce SGLI coverage and later wants to obtain or increase his or her SGLI coverage, a written request must be made through that member's uniformed service. Application should be made on form SGLV 8286 Servicemembers' Group Life Insurance Election & Certificate, in accordance with instructions attached to the form. (See appendix A)

b. The SGLV Form 8286 should be completed and signed by the member in the presence of an authorized representative of his or her uniformed service, who should then complete the certification below the member's signature. In accordance with the instructions on the form, if all medical questions are answered "NO" the form should be filed in the members' personnel file and action initiated to withhold premium payments effective the date the form is received by the branch of service.

c. If any of the medical questions are answered "YES" the form should be sent to the OSGLI for review and decision. Premium deductions should not be made until the decision is received from the OSGLI.

d. Both the member and the uniformed service concerned will be advised of the acceptance or rejection of the application by the OSGLI.

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